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HOW TO APPLY FOR THE FINANCIAL AID YOU NEED
1. Complete the Free Application for Federal
Student Aid (FAFSA) —the online version
(FAFSA on the Web) or the paper FAFSA.
• For FAFSA on the Web, you can go to www.fafsa.ed.gov
(or to www.studentaid.ed.gov and get general student
aid information as well).
• You can get a paper FAFSA from
- a high school guidance office,
- a college financial aid office,
- a local public library, or
- our Federal Student Aid Information Center
by calling 1-800-4-FED-AID (1-800-433-3243).
You can apply beginning January 1, 2004, and you have
until June 30, 2005 to submit your FAFSA. But, be sure
to check the FAFSA for the list of deadlines for state aid.
Schools and states often set deadlines early in the calendar
year that you must meet to receive certain types of
funds. Apply as early as you can; you don’t want to miss
out on any source of aid!
2. Review your Student Aid Report (SAR).
Based on whether you submitted a paper or an electronic
FAFSA, we’ll send you either a paper SAR or an
electronic SAR, via the Internet. The SAR confirms the
information reported on your FAFSA and will contain
your Expected Family Contribution (EFC). The EFC
is a measure of your family’s financial strength and is
used to determine your eligibility for federal student
aid. To receive your aid, you must have a complete
and correct SAR.
3. Contact the school(s) you might attend.
Talk with the financial aid office staff at the school(s)
you’re interested in attending. Make sure they have
all the information they need to determine your
eligibility. The financial aid administrator will review
your SAR, and if you’re eligible, will prepare a letter
outlining the amount of aid (from all sources) the
school will offer you.
The economic aid you are eligible for is based on your economic circumstances, your performance as a student and your further skills. Almost everybody is entitled to some type of help. You just need to find out which one applies to you. If a loan is applicable, you must choose the one that best fits your future economic conditions as you foresee them.
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Other financial aid
Student loan consolidation
Other financial aid 
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