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STUDENT LOAN CONSOLIDATION GLOSSARYC DCapital Charge Cheque (check) Conditions Confiscated Consolidation Consolidation loans Cost of attendance Credit cooperatives Credit history Creditor Debt Debt situation Default report Deferment Direct loan Discharged C Capital Material wealth: material wealth in the form of money or property. Charge The price of something that is for sale, or the fee asked for a service or in payment of a financial liability such as a tax. Cheque (check) Paper money substitute: a small printed form that, when filled out and signed, instructs a bank to pay a specified sum of money to the person named on it. Conditions Something stated as necessary for agreement. Confiscated Taken without permission or consent especially by public authority. Consolidation Combination into single mass: the combination of separate items or scattered material into a single mass. Consolidation loans Combination of several existing loans into one new loan from a single lender, using this new loan lender to pay off the balances on the other loans received from financial institutions or from the federal government. Cost of attendance An estimate of all the expenses that the student will pay during the academic year in the school or college the student is going to study. This includes: tuitions and fees, books, housing, food, transport and personal expenses. Credit cooperatives An association that provides credit on reasonable terms and at affordable rates of interest. Credit history History of an individual's debt payment; lenders use this information to gouge a potential borrower's ability to repay a loan. Creditor Somebody owed money: a person or organization owed money by another. D Debt Something that is owed: an amount of money, a service, or an item of property that is owed to somebody. Debt situation State of owing something: the condition of owing something to somebody. Default report Information with the failure to do something: a failure to meet an obligation, especially a financial one. Deferment Postpone: to put something off until a later time. Direct loan A loan by a lender to a customer without the use of a third party; direct lending gives the lender greater discretion in making loans. Discharged The act or an instance of removing an obligation, burden, or responsibility. | ||||||||||
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